Funeral Cover · Provider comparison
Hollard funeral cover: what it costs and who it suits
Hollard is South Africa's largest privately owned insurance group and sells funeral cover both directly and through a long list of retail and employer partners. Its strength is flexibility — Hollard-underwritten funeral policies show up under many brand names at many price points, so the Hollard product you are quoted depends heavily on the channel you buy it through. Always compare the schedule, not the brand.
At a glance
- Cover typically R5,000 to R100,000 per insured life.
- Underwrites funeral cover for numerous retail and affinity partners.
- Family and extended-family structures available on most plans.
- Fast online quoting without medical underwriting.
Waiting periods and when cover starts
- 6 months on natural causes for most Hollard funeral products.
- Immediate accidental death cover.
- 12 months for suicide.
- Transfers from an equivalent in-force policy may carry credited waiting periods.
How to claim from Hollard
- Claim directly with Hollard or through the partner brand you bought from.
- Submit the certified death certificate, DHA-1663, deceased's ID and beneficiary banking details.
- Valid, complete claims are usually paid within 48 hours.
- Confirm which entity administers your policy — partner-branded policies route claims differently.
Hollard pros and cons
What works well
- Competitive premiums at higher cover amounts.
- Large, financially solid private insurer.
- Quick online quoting and issue.
- Broad partner network makes cover easy to access.
What to watch
- Because Hollard underwrites for many brands, terms vary — you must read your own schedule.
- No funeral-service benefit.
- Service experience depends on which partner administers the policy.
Alternatives to Hollard
- Capitec
- Lower premiums at entry-level cash cover.
- AVBOB
- Includes the funeral service itself.
- Old Mutual
- Better for adviser-led extended-family structuring.
Compare Hollard against the rest of the market
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CompareQuotes.co.za is an independent comparison service and is not affiliated with Hollard. Premium ranges are indicative South African market estimates for general guidance only and are not a quote or financial advice. Always confirm the benefits, exclusions and waiting periods in the provider's policy schedule.